Yes you can use income drawdown to fund your investment buy to let portfolio and is set to become a popular option for many people who are looking to invest in property following 'pension freedom' reforms April 2015.


If you are over the age of 55 you can have full access to your personal pension retirement savings and have the power to invest and withdraw money as they wish, instead of having to only take 25% tax-free cash and purchase a restrictive lifetime annuity.

We are constantly asked for advice by clients looking to maximise their pension income through a buy to let portfolio. Buy to let can be a great investment opportunity, but finding the right mortgage for this purpose requires specialist advice.

IMPORTANT - changes to the pension rules 2015. As of April 2015, anyone over the age of 55 will have the freedom to access your pension savings when you want. There are no restrictions as to how this money should be used, giving the individual complete flexibility.

The individual and group pensions market is an ever changing world, with new legislation and reforms being brought out on a regular basis. This has led to many more options being available when planning your savings for retirement and what to do when you reach retirement age.

We can help create peace of mind and security for you advising on personal pensions, Self Invested Personal Pension (or SIPP) or Small self-administered pension schemes (SSAS) for client looking for flexible pension planning investment planning. 

What is income drawdown? Income drawdown is a way of using your pension pot to provide option to withdraw as much or as little as you like.

It is important that you seek independent financial advice as it is highly unlikely that one lender will offer the best deal in both areas you to find the best rates from the whole market.

Why not find out what is the best mortgage options for you so contact us today.





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