Landlords life insurance it’s easy to quickly amount a million pound mortgage over a few properties but what happens if you die? Without life insurance is very easy for your family and/or business partners to be affected adversely by death during a mortgage term, the risk of having no Life Insurance.


Term assurance policies represent the simplest form of life insurance, the sum assured (the amount you would receive in the event of a claim) is paid out on the death of the life assured during the term of the policy.

In the event of the death of a borrower, even if it’s a joint mortgage, it is usually well within the rights of a mortgage lender to call in their mortgages.

Life insurance covers the worst-case scenario, but it’s also important to consider how you might pay your bills or your mortgage if you couldn’t work because of illness or injury.

You may also consider Critical illness insurance pays out a lump sum to help cover a mortgage or other expenses, if you suffer from one of the illnesses or injuries specified on your policy. Attentively Income protection insurance covers a wider range of illness and disability, and gives regular payments until you recover enough to return to work.

It is important that you seek independent financial advice. Why not find out what is the best mortgage options for you so contact us today.


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